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    <title>EFROS US AI Vendor Governance Index</title>
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    <description>Quarterly governance scorecard of US AI vendors evaluated against US AI governance frameworks — NIST AI RMF, Colorado AI Act, HIPAA BAA, SR 11-7, ABA Op 512.</description>
    <language>en-us</language>
    <copyright>Copyright 2026 EFROS — Licensed CC-BY-4.0</copyright>
    <lastBuildDate>Wed, 13 May 2026 12:00:00 GMT</lastBuildDate>
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      <title>EFROS US AI Vendor Governance Index — Q2 2026 — Inaugural Edition</title>
      <link>https://efros.com/research/us-ai-vendor-governance-index/</link>
      <guid isPermaLink="false">efros-research-ai-vendor-index-2026-Q2</guid>
      <pubDate>Wed, 13 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>EFROS Research</dc:creator>
      <category>AI Governance</category>
      <category>US AI Regulation</category>
      <description><![CDATA[<p><strong>Q2 2026 — Inaugural Edition</strong> — 25 US AI vendors scored against US AI governance frameworks (NIST AI RMF, Colorado AI Act, HIPAA BAA, HHS-OCR Section 1557, FRB SR 11-7, ABA Formal Op 512).</p>
<p><em>Headline:</em> 25 vendors scored across foundation models, productivity, legal, healthcare, and banking categories</p>
<ul>
  <li>25 vendors scored across foundation models, productivity, legal, healthcare, and banking categories</li>
  <li>Banking-vertical coverage added in v1.2 (FICO Falcon Fraud Manager + FICO Score AI, Zest AI, Upstart, Hummingbird, Unit21) — SR 11-7 ×2 sector weight applies</li>
  <li>Best-in-class composite: Abridge (healthcare, A grade) — only vendor with explicit HHS-OCR Section 1557 algorithmic non-discrimination engagement</li>
  <li>No vendor in the inaugural edition holds ISO/IEC 42001 attestation — the largest cross-category gap</li>
  <li>Sector-vertical vendors (legal, healthcare, banking) outperform foundation models on the composite because of sector-overlay weight amplification</li>
  <li>Upstart is the only vendor in the Index with a CFPB no-action letter history — uniquely deep fair-lending audit defensibility</li>
</ul>
<p>
  <a href="https://efros.com/research/us-ai-vendor-governance-index/">Full Index</a> ·
  <a href="https://efros.com/research/us-ai-vendor-governance-index/methodology/">Methodology</a> ·
  <a href="https://efros.com/research/us-ai-vendor-governance-index/changelog/">Changelog</a> ·
  <a href="https://efros.com/api/research/index.json">JSON API</a>
</p>
<p><small>Cite as: EFROS US AI Vendor Governance Index, 2026-Q2 — https://efros.com/research/us-ai-vendor-governance-index/ — CC-BY-4.0</small></p>]]></description>
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