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  <lastmod>2026-05-24</lastmod>
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    <image:title>EFROS Free Tools</image:title>
    <image:caption>Self-assessment quizzes and calculators for cybersecurity, AI governance, and compliance.</image:caption>
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<url>
  <loc>https://efros.com/tools/mssp-tco-calculator/</loc>
  <lastmod>2026-05-21</lastmod>
  <image:image>
    <image:loc>https://efros.com/tools/mssp-tco-calculator/opengraph-image</image:loc>
    <image:title>MSSP TCO Calculator</image:title>
    <image:caption>Side-by-side cost model — in-house vs managed SOC, fully loaded with hidden costs.</image:caption>
    <image:license>https://creativecommons.org/licenses/by/4.0/</image:license>
  </image:image>
</url>
<url>
  <loc>https://efros.com/tools/cmmc-readiness/</loc>
  <lastmod>2026-05-21</lastmod>
  <image:image>
    <image:loc>https://efros.com/tools/cmmc-readiness/opengraph-image</image:loc>
    <image:title>CMMC Readiness Quiz</image:title>
    <image:caption>20-question CMMC Level 2 readiness self-assessment across the 14 NIST 800-171 families.</image:caption>
    <image:license>https://creativecommons.org/licenses/by/4.0/</image:license>
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<url>
  <loc>https://efros.com/tools/pci-scope-reduction/</loc>
  <lastmod>2026-05-21</lastmod>
  <image:image>
    <image:loc>https://efros.com/tools/pci-scope-reduction/opengraph-image</image:loc>
    <image:title>PCI-DSS Scope Reduction</image:title>
    <image:caption>PCI-DSS v4.0.1 cardholder-data environment scope analysis.</image:caption>
    <image:license>https://creativecommons.org/licenses/by/4.0/</image:license>
  </image:image>
</url>
<url>
  <loc>https://efros.com/tools/security-scan/</loc>
  <lastmod>2026-05-21</lastmod>
  <image:image>
    <image:loc>https://efros.com/tools/security-scan/opengraph-image</image:loc>
    <image:title>Free Security Scan</image:title>
    <image:caption>60-second external posture scan — DNSSEC, SPF/DKIM/DMARC, TLS, headers, reputation.</image:caption>
    <image:license>https://creativecommons.org/licenses/by/4.0/</image:license>
  </image:image>
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<url>
  <loc>https://efros.com/tools/ai-risk-score/</loc>
  <lastmod>2026-05-21</lastmod>
  <image:image>
    <image:loc>https://efros.com/tools/ai-risk-score/opengraph-image</image:loc>
    <image:title>AI Risk Score</image:title>
    <image:caption>5-minute AI risk classification — Colorado AI Act, NYC LL144, CA AB 2013, NIST AI RMF.</image:caption>
    <image:license>https://creativecommons.org/licenses/by/4.0/</image:license>
  </image:image>
</url>
<url>
  <loc>https://efros.com/tools/colorado-ai-act/</loc>
  <lastmod>2026-05-24</lastmod>
</url>
<url>
  <loc>https://efros.com/tools/ai-inventory/</loc>
  <lastmod>2026-05-24</lastmod>
  <image:image>
    <image:loc>https://efros.com/tools/ai-inventory/opengraph-image</image:loc>
    <image:title>AI Inventory Mapper</image:title>
    <image:caption>Living inventory of every AI tool with auto-tier classification per NIST AI RMF + Colorado AI Act. CSV export, no signup.</image:caption>
    <image:license>https://creativecommons.org/licenses/by/4.0/</image:license>
  </image:image>
</url>
<url>
  <loc>https://efros.com/tools/ai-vendor-risk-scorecard/</loc>
  <lastmod>2026-05-24</lastmod>
  <image:image>
    <image:loc>https://efros.com/tools/ai-vendor-risk-scorecard/opengraph-image</image:loc>
    <image:title>AI Vendor Risk Scorecard</image:title>
    <image:caption>15-question scorecard scoring any AI vendor against NIST AI RMF, SOC 2, and US procurement baselines across 5 categories.</image:caption>
    <image:license>https://creativecommons.org/licenses/by/4.0/</image:license>
  </image:image>
</url>
<url>
  <loc>https://efros.com/tools/cost-of-getting-hit/</loc>
  <lastmod>2026-05-21</lastmod>
  <image:image>
    <image:loc>https://efros.com/tools/cost-of-getting-hit/opengraph-image</image:loc>
    <image:title>Cost of Getting Hit Calculator</image:title>
    <image:caption>Calculate your business&apos;s exposure to ransomware, BEC, and data breach incidents.</image:caption>
    <image:license>https://creativecommons.org/licenses/by/4.0/</image:license>
  </image:image>
</url>
<url>
  <loc>https://efros.com/tools/are-you-ready/</loc>
  <lastmod>2026-05-21</lastmod>
  <image:image>
    <image:loc>https://efros.com/tools/are-you-ready/opengraph-image</image:loc>
    <image:title>Are You Ready Quiz</image:title>
    <image:caption>6-question cybersecurity readiness assessment for owner-operators.</image:caption>
    <image:license>https://creativecommons.org/licenses/by/4.0/</image:license>
  </image:image>
</url>
<url>
  <loc>https://efros.com/tools/prompt-injection-test/</loc>
  <lastmod>2026-05-24</lastmod>
  <image:image>
    <image:loc>https://efros.com/tools/prompt-injection-test/opengraph-image</image:loc>
    <image:title>Prompt Injection Test</image:title>
    <image:caption>Free static analyzer for LLM system prompts — 25 attack-class checks plus copy-paste remediation.</image:caption>
    <image:license>https://creativecommons.org/licenses/by/4.0/</image:license>
  </image:image>
</url>
<url>
  <loc>https://efros.com/tools/cyber-insurance-premium-reducer/</loc>
  <lastmod>2026-05-24</lastmod>
  <image:image>
    <image:loc>https://efros.com/tools/cyber-insurance-premium-reducer/opengraph-image</image:loc>
    <image:title>Cyber Insurance Premium Reducer</image:title>
    <image:caption>Industry + revenue + 20-control checklist returns estimated cyber insurance premium delta and ranked gap list — built for CFOs at renewal.</image:caption>
    <image:license>https://creativecommons.org/licenses/by/4.0/</image:license>
  </image:image>
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