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Massachusetts AI Law Tracker — 2026

Massachusetts has not enacted a comprehensive state AI law, but the state regulates AI through one of the strongest data security regimes in the country (201 CMR 17.00), an aggressive consumer protection authority under Chapter 93A, the Massachusetts Wage Act and Fair Employment Practices Act with active enforcement on AI in employment, and Attorney General guidance on AI use that has informed enforcement priorities. AG Andrea Campbell issued advisory guidance in 2024 making clear that existing consumer protection, anti-discrimination, and data security laws apply to AI deployments — and that AI-driven decisions producing discriminatory or unfair outcomes will face Chapter 93A enforcement.

Massachusetts's regulatory posture in 2026 is enforcement-driven rather than legislatively prescriptive. The combination of 201 CMR 17.00 (which requires reasonable data security including controls applicable to AI processing of Massachusetts personal information), Chapter 93A's broad consumer protection enforcement authority, and active AG guidance creates real AI exposure without a single comprehensive Act. Several comprehensive privacy bills have been introduced in recent sessions — the Massachusetts Information Privacy and Security Act being the most prominent — but none has yet been enacted. The 2025 session also saw introduction of bills targeting AI in healthcare (clinical decision support disclosures), AI in employment (similar to Illinois HB 3773), and AI-generated deepfake imagery. Organizations doing business in Massachusetts should treat the AG's advisory guidance as the binding compliance framework even absent a comprehensive Act.

By Stefan Efros, CEO & Founder, EFROSReviewed by Stefan Efros, Founder & CEO
Reviewed ·

Enacted Massachusetts AI laws

201 CMR 17.00 (Massachusetts Data Security Regulations)

in force
Citation
201 Code Mass. Regs. 17.00
Effective date
2010-03-01

Key provisions

Written Information Security Program (WISP) required; reasonable security safeguards; vendor due diligence; encryption of certain personal information; applies to any entity owning or licensing personal information of MA residents — including AI processing of MA personal data.

Massachusetts Consumer Protection Act (Chapter 93A)

in force
Citation
Mass. Gen. Laws ch. 93A
Effective date
1967-12-21 (broad AG enforcement authority for AI use)

Key provisions

Broad consumer protection enforcement; AG can pursue unfair and deceptive practices including discriminatory or misleading AI use; treble damages and attorney fees available; private right of action for consumers and businesses.

Pending Massachusetts AI legislation

Massachusetts Information Privacy and Security Act (MIPSA)

Status
Introduced in multiple recent sessions
Expected enactment
Pending; uncertain enactment timeline

Comprehensive consumer privacy law with profiling opt-out and AI-relevant provisions. Has support but has not yet cleared the legislature. Watch the 2026 session.

Massachusetts AI in Employment legislation

Status
Pending
Expected enactment
Active interest 2026

Bills modeled on Illinois HB 3773 and NYC LL144 have been introduced to require disclosure when AI is used in hiring and employment decisions about Massachusetts workers.

Sector overlays in Massachusetts

Sector-specific frameworks layer on top of state AI laws and frequently impose stricter or earlier-binding obligations. These are the sectors most exposed in Massachusetts.

Healthcare

Massachusetts has unique state privacy obligations for HIV, mental health, and genetic data on top of HIPAA. AI processing in clinical contexts requires careful state-overlay analysis.

Employment

Massachusetts Fair Employment Practices Act + Wage Act + pending AI-in-employment bills create active exposure. AG has signaled enforcement interest.

Financial services

Massachusetts Division of Banks oversight + 201 CMR 17.00 + Chapter 93A; AI in credit and lending decisions faces multi-authority exposure.

Education

AI in admissions and student evaluation faces both Title VI and Massachusetts state anti-discrimination overlay.

Compliance checklist for Massachusetts

Practical operational checklist for organizations subject to Massachusetts AI laws. Items are ordered by typical sequence of implementation, not by importance — most steps depend on the inventory work in the first item.

  1. 1

    Document a WISP that includes AI processing of MA personal information

    Required by 201 CMR 17.00. AI vendor inventory and access controls must be in the WISP.

  2. 2

    Verify vendor due diligence covers AI subprocessor chain

    201 CMR 17.00 requires vendor due diligence; AI subprocessors must be in scope.

  3. 3

    Implement encryption controls for AI processing of certain MA personal information

    Required by 201 CMR 17.00 for portable devices and transmissions; verify AI vendor practices.

  4. 4

    Audit AI use for Chapter 93A unfair or deceptive practice risk

    AG has signaled that discriminatory or misleading AI use will face Chapter 93A enforcement.

  5. 5

    Document AI use in employment and hiring decisions

    Anticipate pending AI-in-employment legislation; build documentation now.

  6. 6

    Coordinate AI clinical use with MA state health privacy overlays

    HIV, mental health, and genetic data have unique MA state law treatment beyond HIPAA.

  7. 7

    Monitor MIPSA and AI-in-employment legislation

    Active 2026 session interest.

How EFROS helps Massachusetts businesses comply

EFROS operates Massachusetts AI governance as an enforcement-led program — 201 CMR 17.00 WISP integration, Chapter 93A risk assessments for AI deployments, vendor AI due diligence, and pending MIPSA monitoring. We work with Massachusetts clients to treat the AG advisory guidance as the operational compliance framework while comprehensive legislation remains pending.

Disclaimer: this profile is a research dataset, not legal advice. Compliance determinations for Massachusetts businesses require analysis of specific facts and should be made in consultation with qualified legal counsel licensed in Massachusetts.

Cite this resource

Reference this resource with attribution under CC-BY-4.0. Copy any of the formats below for academic papers, blog posts, AI citations, or vendor evidence packages.

APA (7th edition)
Efros, S. (2026, May). Massachusetts AI Law Tracker — 2026. EFROS. https://efros.com/research/state-ai-law-tracker/massachusetts/
MLA (9th edition)
Efros, Stefan. "Massachusetts AI Law Tracker — 2026." EFROS, May 2026, https://efros.com/research/state-ai-law-tracker/massachusetts/.
Chicago (author-date)
Efros, Stefan. 2026. "Massachusetts AI Law Tracker — 2026." EFROS. https://efros.com/research/state-ai-law-tracker/massachusetts/.
IEEE
S. Efros, "Massachusetts AI Law Tracker — 2026," EFROS, May 2026. [Online]. Available: https://efros.com/research/state-ai-law-tracker/massachusetts/
BibTeX
@misc{efros2026massachusettsail,
  author = {Stefan Efros},
  title = {Massachusetts AI Law Tracker — 2026},
  year = {2026},
  month = {May},
  publisher = {EFROS},
  url = {https://efros.com/research/state-ai-law-tracker/massachusetts/},
  note = {Accessed: May 2026}
}
Plain text URL
https://efros.com/research/state-ai-law-tracker/massachusetts/

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